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Terms of Service

Effective Date: January 21, 2026
Last Updated: January 21, 2026

These Terms of Service ("Terms") govern your access to and use of Lucy, a Google Sheets add-on ("Service") provided by Atina, Inc. ("Atina," "we," "us," or "our"), a Delaware corporation with offices in New York.

By installing, accessing, or using Lucy, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.

1. Description of Service

Lucy is an AI-powered finance automation tool that helps users categorize and analyze financial transactions within Google Sheets. The Service includes:

  • Reading and writing data to and from your Google Sheets
  • Categorizing financial transactions using AI-powered analysis
  • Storing historical transaction data for improved categorization
  • Providing financial insights and automation features

2. Beta Testing and Service Availability

2.1 Beta Status

Lucy is currently in beta testing. During this beta period:

  • The Service is provided free of charge on an "as-is" basis
  • Features and functionality may change, be added, or removed without notice
  • Service availability and performance are not guaranteed
  • We may impose usage limits, rate limits, or access restrictions at our discretion
  • Data structures and API integrations may change as we iterate on the product

You acknowledge that beta software may contain bugs, errors, or issues that could result in data loss, service interruptions, or unexpected behavior. We strongly recommend maintaining backups of all important data.

2.2 No Service Level Agreement (SLA)

During the beta period, Lucy is provided without any Service Level Agreement. We do not guarantee:

  • Uptime or availability
  • Response times or performance
  • Data retention beyond what is stated in our Privacy Policy
  • Support response times

2.3 Future Pricing

We reserve the right to transition to a freemium or paid model in the future. When we do:

  • We will provide at least 30 days advance notice to existing users
  • We will clearly communicate which features remain free and which become paid
  • You may continue using free features or choose to upgrade to paid plans
  • You may discontinue using Lucy at any time without penalty

2.4 Google's Rights

Google may revoke or suspend Lucy's access to Google API Services at any time if Lucy is found to violate Google's Terms of Service, API Services User Data Policy, or other applicable policies. In such cases:

  • Lucy's functionality may be immediately impaired or terminated
  • We will notify you as soon as reasonably possible
  • We are not liable for any damages resulting from Google's revocation of access

3. User Accounts and Access

To use Lucy, you must:

  • Have a valid Google account
  • Install Lucy through the Google Workspace Marketplace
  • Authorize Lucy to access your Google Sheets data
  • Provide accurate and complete information when required

You are responsible for maintaining the security of your account and for all activities that occur under your account.

4. Acceptable Use and User Responsibilities

4.1 General Acceptable Use

You agree to use Lucy only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Use the Service to process, store, or transmit any illegal, harmful, threatening, abusive, harassing, defamatory, or offensive content
  • Attempt to reverse engineer, decompile, disassemble, or extract source code from the Service
  • Use the Service in any manner that could damage, disable, overburden, or impair our systems or interfere with any other party's use
  • Attempt to gain unauthorized access to any part of the Service, other accounts, computer systems, or networks
  • Use the Service to violate any applicable laws, regulations, or third-party rights
  • Share your access credentials or OAuth tokens with unauthorized third parties
  • Attempt to bypass or circumvent any security features or access controls
  • Use automated scripts or bots to access the Service in ways not intended by the user interface

4.2 Google API Services Compliance

When using Lucy, you also agree to comply with:

Specific prohibitions include:

  • You may not use Lucy in a way that violates Google's policies or Terms of Service
  • You may not attempt to access other users' Google data through Lucy
  • You may not use Lucy to spam, phish, or distribute malware
  • You may not use Lucy in any way that violates Google's acceptable use policies

4.3 Data Accuracy and Responsibility

You acknowledge and agree that:

  • You are solely responsible for the accuracy and legality of all data you process through Lucy
  • You must have the right to share any data you process through Lucy with our Service and with Anthropic (our AI provider)
  • You will not process sensitive personal data (health records, financial account credentials, SSNs, etc.) through Lucy without appropriate safeguards
  • You are responsible for complying with all applicable data protection laws (GDPR, CCPA, etc.) when using Lucy
  • You will not use Lucy to process data of individuals under 13 years of age

4.4 Quota and Rate Limits

Google imposes quotas and rate limits on API usage. You agree to:

  • Respect all quotas and rate limits imposed by Google's APIs
  • Not attempt to circumvent or bypass rate limits
  • Reduce usage if notified that you are approaching limits
  • Acknowledge that exceeding limits may result in temporary service disruption

We may also impose our own usage limits during the beta period to ensure fair access for all users.

5. Google API Services and Data Access

5.1 Google Workspace Integration

Lucy integrates with Google Sheets through Google API Services. By using Lucy, you acknowledge and agree that:

  • Lucy's use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements
  • You grant Lucy permission to access your Google Sheets data solely for the purpose of providing the categorization and automation features you explicitly request
  • We will only use your Google Sheets data in accordance with our Privacy Policy and Google's User Data Policy
  • We will not use your Google data for serving advertisements
  • We will not sell your Google data to third parties
  • We will not use your Google data for purposes unrelated to providing Lucy's core services

5.2 OAuth Authorization and Scopes

When you install Lucy, you will be asked to authorize specific OAuth scopes that allow Lucy to:

  • Read and write your Google Sheets data (https://www.googleapis.com/auth/spreadsheets.currentonly): Access transaction data in the specific sheet you're working on and add categorization results
  • Make external API calls (https://www.googleapis.com/auth/script.external_request): Connect to our backend and AI services for categorization
  • Display user interface (https://www.googleapis.com/auth/script.container.ui): Show Lucy's menu and sidebar within Google Sheets

You can revoke these permissions at any time through your Google Account settings at https://myaccount.google.com/permissions.

5.3 Data Privacy

Your use of Lucy is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using Lucy, you acknowledge and agree to our data practices as described in the Privacy Policy.

Our Privacy Policy fully discloses how Lucy accesses, uses, stores, and shares Google user data, in compliance with Google's requirements.

6. Intellectual Property Rights

Lucy and all related technology, including but not limited to software, algorithms, designs, and documentation, are the exclusive property of Atina, Inc. and are protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to use Lucy solely for your internal business purposes in accordance with these Terms.

7. AI-Generated Content

Lucy uses artificial intelligence to categorize transactions and provide insights. You acknowledge that:

  • AI-generated categorizations and insights are suggestions, not financial advice
  • You are solely responsible for verifying the accuracy of all categorizations and data
  • We do not guarantee the accuracy, completeness, or reliability of AI-generated content
  • You should not rely solely on Lucy for financial decision-making

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • LUCY IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND
  • WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • OUR TOTAL LIABILITY SHALL NOT EXCEED $100 USD OR THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS, WHICHEVER IS GREATER

9. Indemnification

You agree to indemnify, defend, and hold harmless Atina, Inc., its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of:

  • Your use of Lucy
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Any data you provide to or process through Lucy

10. Data Security

While we implement reasonable security measures to protect your data, no method of transmission or storage is 100% secure. You acknowledge that:

  • You use Lucy at your own risk
  • We cannot guarantee absolute security of your data
  • You are responsible for maintaining backups of your important data
  • You should not use Lucy to process highly sensitive or confidential information without additional security measures

11. Modifications to Service and Terms

11.1 Service Changes

We reserve the right to:

  • Modify, suspend, or discontinue Lucy at any time with or without notice
  • Update Lucy's features, functionality, or user interface
  • Change the scopes or permissions Lucy requests from Google
  • Modify how Lucy processes or stores data
  • Change pricing and features when transitioning from beta to paid service

11.2 Changes Required by Google

If Google updates its API Services User Data Policy, Terms of Service, or other requirements, we may need to modify Lucy to maintain compliance. These changes may include:

  • Requesting different or additional OAuth scopes
  • Changing how we access, use, or store your Google data
  • Modifying or removing features that are no longer compliant
  • Requiring you to re-authorize Lucy with updated permissions

11.3 Terms Updates

We may update these Terms at any time by:

  • Posting revised Terms with an updated "Last Updated" date
  • Sending email notification to your registered email address
  • Displaying a prominent notice within Lucy

Material changes (those that significantly affect your rights) will be communicated at least 30 days before taking effect.

Continued use of Lucy after changes constitutes acceptance of the modified Terms. If you do not agree to the updated Terms, you must stop using Lucy.

11.4 Google API Policy Compliance

We commit to maintaining compliance with:

  • Google API Services Terms of Service
  • Google API Services User Data Policy
  • Google Workspace Marketplace Developer Agreement
  • Product-specific policies (Google Sheets API Policy)
  • All applicable Google branding and trademark guidelines

If we become unable to maintain compliance for any reason, we may need to suspend or terminate Lucy with limited notice.

12. Termination

12.1 Termination by You

You may terminate your use of Lucy at any time by:

Revoking OAuth permissions will immediately prevent Lucy from accessing your Google Sheets data.

12.2 Termination by Us

We may terminate or suspend your access to Lucy immediately, without prior notice or liability, for any reason, including but not limited to:

  • Breach of these Terms
  • Violation of Google's Terms of Service or policies
  • Violation of applicable laws or regulations
  • Fraudulent, harmful, or abusive activity
  • Failure to comply with usage limits or restrictions
  • At our sole discretion during the beta period
  • If required by Google to maintain compliance

12.3 Effect of Termination

Upon termination (by you or by us):

  • Your right to use Lucy will immediately cease
  • Lucy will no longer have access to your Google Sheets data
  • Your OAuth authorization tokens will be invalidated
  • We will handle your data in accordance with our Privacy Policy:
    • Personal data may be retained for up to 30 days to allow reinstallation
    • After 30 days (or immediately upon request), we will delete your data
    • Data in your Google Sheets remains under your control at all times
    • We may retain certain data longer if required by law

12.4 Survival

The following provisions survive termination:

  • Intellectual Property Rights (Section 6)
  • Limitation of Liability (Section 8)
  • Indemnification (Section 9)
  • Governing Law and Disputes (Section 16)
  • Any provisions that by their nature should survive

13. Third-Party Services and Integrations

13.1 Google Workspace and Google Sheets

Lucy is a third-party application that integrates with Google Sheets and relies on Google API Services. You acknowledge that:

  • Your use of Google Sheets and Google Workspace is subject to Google's Terms of Service
  • We are not a Google company and are not affiliated with, endorsed by, or sponsored by Google
  • We are not responsible for Google's services, their availability, or any changes Google makes to its APIs
  • Google may change or discontinue APIs that Lucy depends on, which could affect Lucy's functionality
  • Any disputes with Google regarding their services must be resolved directly with Google

13.2 Anthropic AI Services

Lucy uses Anthropic's Claude AI API for transaction categorization. You acknowledge that:

  • Some of your transaction data is sent to Anthropic for AI processing (as detailed in our Privacy Policy)
  • Anthropic's processing of your data is subject to Anthropic's Commercial Terms of Service and Privacy Policy
  • We are not responsible for Anthropic's services, their availability, or their data practices
  • Anthropic may change or discontinue services that Lucy depends on
  • According to Anthropic's terms, your data is not used to train AI models

13.3 General Third-Party Disclaimer

We use various third-party services to operate Lucy (cloud hosting, databases, analytics, etc.). You acknowledge that:

  • We are not responsible for any third-party services or their availability
  • Third-party services have their own terms and privacy policies
  • We may change third-party providers without notice
  • Service interruptions may occur due to third-party issues beyond our control

13.4 No Warranty for Third-Party Services

WE PROVIDE NO WARRANTIES REGARDING THIRD-PARTY SERVICES. Any issues with Google, Anthropic, or other third-party services must be resolved directly with those providers.

14. Export Control

You agree not to export or re-export Lucy or any related technical data in violation of U.S. export control laws and regulations.

15. Force Majeure and Third-Party Dependencies

15.1 Events Beyond Our Control

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:

  • Acts of God, natural disasters, pandemics, or other catastrophes
  • War, terrorism, riots, or civil unrest
  • Government actions, laws, regulations, or court orders
  • Internet service provider failures or denial of service attacks
  • Google revoking or suspending access to API Services
  • Anthropic discontinuing or limiting AI services
  • Changes to third-party APIs that Lucy depends on

15.2 Google Policy Changes

If Google makes changes to its policies, terms, or APIs that affect Lucy:

  • We will make reasonable efforts to update Lucy to maintain compliance
  • Some features may need to be modified or removed
  • We may need to request additional OAuth permissions from you
  • In extreme cases, Lucy may need to be temporarily suspended or permanently discontinued

We are not liable for any losses, damages, or disruptions caused by Google's policy changes, API modifications, or revocation of access.

15.3 Mitigation Efforts

In the event of service disruption due to third-party dependencies:

  • We will notify users as soon as reasonably possible
  • We will make reasonable efforts to restore service or provide alternatives
  • We will communicate expected resolution timelines when available
  • We are not obligated to provide refunds during the free beta period

16. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of Lucy shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in any court of competent jurisdiction.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Atina, Inc. regarding Lucy and supersede all prior agreements and understandings.

19. Contact Information

If you have questions about these Terms, please contact us:

Atina, Inc.
218 Front Street
Brooklyn, New York 11201
United States

Email: andres@atina.app
Website: https://www.atina.app

For urgent security issues, please email: andres@atina.app with "SECURITY" in the subject line.

20. Acknowledgments and Agreements

By using Lucy, you explicitly acknowledge and agree that you have:

20.1 Google API Services Acknowledgments

  • Read and understood Google's Terms of Service
  • Read and understood Google's API Services User Data Policy
  • Reviewed and understood the OAuth scopes Lucy requests and what data Lucy will access
  • Understood that you can revoke Lucy's access at any time through your Google Account settings
  • Acknowledged that Lucy is a third-party application not affiliated with Google

20.2 Beta Testing Acknowledgments

  • Understood that Lucy is in beta testing and may contain bugs, errors, or incomplete features
  • Acknowledged that the Service is provided "as-is" without warranties of any kind
  • Understood that data loss, service interruptions, or unexpected behavior may occur
  • Agreed to maintain your own backups of important data
  • Acknowledged that features, pricing, and functionality may change during and after beta

20.3 Data Processing Acknowledgments

  • Read and understood our Privacy Policy and how we handle your data
  • Understood that some transaction data is sent to Anthropic for AI processing
  • Acknowledged your responsibility to ensure you have rights to process any data through Lucy
  • Agreed to comply with all applicable data protection laws when using Lucy
  • Understood your rights regarding data access, correction, and deletion

20.4 AI-Generated Content Acknowledgments

  • Understood that Lucy uses AI to generate categorizations and insights
  • Acknowledged that AI-generated content is not financial advice
  • Agreed that you are solely responsible for verifying the accuracy of all categorizations
  • Understood that you should not rely solely on Lucy for financial decision-making
  • Acknowledged that AI systems can make errors and require human oversight

20.5 Limitation of Liability Acknowledgments

  • Read and understood the limitations of liability in Section 8
  • Acknowledged that our total liability is limited as stated in these Terms
  • Understood that we provide no warranties beyond what is legally required
  • Agreed to the dispute resolution and arbitration provisions in Section 16
  • Acknowledged that using Lucy is at your own risk

By using Lucy, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

If you do not agree to these Terms, you must not use Lucy and should uninstall the add-on immediately.